Banking

  Banker by Chance, Leader by Choice Writer- Shiv B Singh Book Reviewer - Shri Hari Misra I am happy to share the review of my book "Banker by Chance, Leader by Choice", which has been published in magazine "The Indian Banker" published by Indian Banks' Association, Mumbai. The book is a good guide to Middle and Senior level managerial functionaries, who are on their career progression. The book simultaneously offers good learning exposure to new entrants in the banking industry.

  Capital Augmentation in Regional Rural Banks My recent Article "Capital Augmentation in Regional Rural Banks" published in the journal of Indian Banks' Association, "The Indian Banker" Vol IX No.1- August - 2021. I am sharing for the valued comments of the readers.

RRBs to have access to LAF, MSF  Call and Notice Money - RBI Governor's Statement I had been advocating at various fora for money market access to Regional Rural Banks through Repo, Reverse Repo, Call and Notice Money. My recent article on "Profitability of Regional Rural Banks" published in International Journal of Trends in Scientific Research and Development" has also highlighted this issue. The statement of RBI Governor on 4th December 2020, has found the reference for extending these facilities to Regional Rural Banks, This will make treasury operations of the Regional Rural Banks more efficient. The statement reads as under:  " The Regional Rural Banks (RRBs) are currently not permitted to access the liquidity windows of the Reserve Bank as well as the call/notice money market. With a view to expanding participation in money markets and to facilitate better liquidity management, Regional Rural Banks will be allowed to access the Liquidity Adjustment Facili...